RBI will hold an additional Monetary Policy Committee meeting on November 3. Take, for instance, for this fiscal so far (April-June), the credit-deposit ratio is at 73.5 per cent, compared to 70.5 per cent a year ago. Rates are, however, expected to go up further due to the widening credit-deposit growth gap, especially since the rate hike does not seem to have impacted the credit off-take. The bank offers the highest interest rate of 8% on senior citizen FDs maturing in 60 months.How banks are offering FD rates/Design: Pragati Srivastava

Yes Bank offers an interest rate of 7.75% to senior citizens on FDs maturing between 60 months and less than 120 months. Latest ICICI Bank FD interest rates October 2023: Check detailsįor senior citizens, Axis Bank offers an interest rate of 7.75% on FDs maturing between five years and 10 years. Senior citizens can get up to 7.65% interest rate on FDs maturing between 15 months and two years. This scheme is limited to senior citizens and is available up to April 30, 2024. ICICI Bank senior citizen FDUnder ICICI Bank Golden Years FD, ICICI Bank offers an interest rate of 7.50% on a fixed deposit maturing between five years and a day and 10 years. The bank also offers the highest interest rate of 7.75% to senior citizens on FDs maturing in 55 months. The last date to invest under this special senior citizen FD is November 7, 2023.

HDFC Bank senior citizen FDFor senior citizens, HDFC Bank offers an interest rate of up to 7.75% (including Senior Citizen Care FD) on a fixed deposit tenure of five years and one day to 10 years.

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